Original Air Date: March 3, 2022

Webinar Summary

To reduce operating costs, more and more employers are limiting the number of company cars they provide employees or eliminating their company car programs altogether. The company car goes away, but the need to use vehicles for business purposes usually doesn’t. To meet this need, employers may provide pool cars, have employees rent a vehicle when traveling, or ask employees to use their personal vehicle for company business. The result is a hired and/or non-owned automobile exposure that is often overlooked, ignored, or brushed aside as incidental by the company when it comes to fleet safety and risk management policies.

Employers with and without company-owned autos often don’t understand the importance of managing and controlling their hired and non-owned automobile risk. This can result in failure to qualify their drivers, establish rules, provide training, or implement a hired and non-owned fleet management program, leaving this significant auto exposure uncontrolled.

This session will help companies better understand the potential risks associated with hired and non-owned vehicles and the magnitude of this exposure to their operations. Best practices and common components of an effective hired and non-owned fleet management program will be discussed to effectively minimize problems associated with these “incidental fleets”.

Note: This webinar is intended to provide a loss control perspective of the topic. Insurance coverage issues will not be covered during this webcast. If you have questions concerning coverage or insurability, please contact your insurance broker or underwriter.


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Learning Objectives

  • Understanding what constitutes a hired and non-owned vehicle
  • Assessing exposures and related risk factors
  • Determining if leading loss indicators of hired and non-owned claims affect you
  • Developing hired and non-owned vehicle policies and procedures you can use
  • Adopting driver qualification best practices and effective driver controls
  • Recognizing effective vehicle controls and vehicle maintenance issues
  • Understanding rental car best practices and rental car safety
  • Following accident reporting procedures and insurance considerations


This webinar is designed for Chubb appointed Agents and Brokers, and their select Clients.


Debra Lauderback | Chubb
Senior Property & Casualty Risk Engineer

Bob Sweitzer | Chubb
Senior Property & Casualty Risk Engineer


1 hour

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